Calculator

Emergency Fund Calculator

Calculate the right size for your emergency fund.

Values update as you type. Nothing is sent anywhere.

Target fund size

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Still needed—

How to use this calculator

Three months of cover is a starting point; six months is more comfortable; up to twelve months suits freelancers and single-income households. Hold the money in a separate high-yield savings account so it is liquid but out of sight.

This calculator is provided for educational purposes only. Results are estimates and do not account for taxes, fees, or jurisdiction-specific rules. Consult a licensed professional before making financial decisions.

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